How to Send Money to Aadhaar Numbers via BHIM App


BHIM is an app developed by the National Payments Corporation of India (NPCI) that allows people to send and receive money using the Unified Payments Interface (UPI). The app currently is only available on Android and it just launched a new feature called Aadhaar payments.

How UPI Works – the Apps, Charges, and Everything Else You Should Know

This lets you send money directly to the recipient’s Aadhaar number via the BHIM app. It can be useful if the recipient doesn’t have a virtual payment address (VPA) for UPI, as an alternative to entering their account number and bank’s IFSC. There are some caveats to paying via Aadhaar via the BHIM app.

Aadhaar Payments: What Are They, How Can You Use Them?

First is that the person you are sending money to should have their Aadhaar number linked to a bank account. If that’s not the case, then paying via Aadhaar won’t work. Secondly, BHIM doesn’t show the account holder’s name (to prevent people from misusing the app to surface Aadhaar numbers), so double-check the number carefully before sending money.

BHIM App Android Download, iOS Version, Supported Banks, Transaction Limits, and More You Need to Know

Here’s how to send money to Aadhaar numbers via BHIM app:

bhim aadhaar npci gadgets 360 Bhim

  1. Open the BHIM app on your phone.
  2. Tap Send Money.
  3. Tap the three dots on the top-right. Choose Aadhaar Pay.
  4. Enter the recipient’s Aadhaar number.
  5. Tap Verify. This will check if the Aadhaar number is linked to a bank account.
  6. The next step will show you the person’s Aadhaar number. Make sure you double-check this as it doesn’t show the account holder’s name.
  7. Enter the amount and a reason for payment.
  8. Tap Pay.

That’s how you send money to an Aadhaar number via the BHIM app. For more tutorials, visit our How To section.

We discussed UPI and the future of online payments in India on our podcast Orbital, which you can subscribe to via iTunes or RSS, or just hit the play button below.



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